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Walmart Visa Prepaid Card

Prepaid Money Card By Walmart

By Jacobey Larstons on December 08, 2011

The prepaid money card issued by Walmart is available as a Visa or MasterCard. There is no credit check and it will work just like a bad credit checking account. You can use free deposit and avoid costly check-cashing fees.

This card will be accepted online and over the phone. You can use it to rent a car and buy gas at the pump. It will be covered under a $0 liability policy which will ensure that if your card is ever lost or stolen your money will still be protected.

You can deposit money on your card by a number of methods, the most common method is direct deposit. This can be used for payroll checks, benefit checks, unemployment checks... You can also visit a retail store and load cash at the cash register. You can also use a money pan which can be found at many popular retail stores you.

This card is never going to charge you an overdraft fee or a bounced check fee. You will however be responsible for paying a $3 monthly maintenance fee, this is much more affordable than competitors who charge up to $19.99 per month for maintenance fee.

If you go to a Walmart retail store and purchase this card you will have to pay a $3 issuance fee. However you can get the card for free if you simply apply online. You also will have 24-7 online account access and customer service. To help you manage your money you can also sign up for free text and e-mail alerts.

This card is issued by the GE Money Bank a member of FDIC. It will provide you with the power of a MasterCard or Visa as many purchases or rentals will require you to have one of these. For example you cannot rent a hotel room without having a major Visa or MasterCard on file to cover incidentals.

If you are currently spending money on check-cashing fees you can avoid these. A prepaid debit card is an excellent option and it doesn't require you to even have a bank account. You will never be charged a bounced check fee or an overdraft fee. You also will never go into debt because you must first load money on this card before you can use it to make purchases.

Credit cards available to individuals with a less than perfect credit history has changed tremendously in recent years. This is a cause of initially the mortgage crisis and then Congress passed new legislation which capped the fees and interest rates the banks could charge.

Many banks withdrew their offer and this is how the prepaid debit card market was created. You no longer have access to a credit card that can rebuild your credit history, but you can and should take action to fix your FICO score. The most influential result of our recent economic trouble is that banks have completely changed their approval requirements and thus your credit score has never been more important.

For more about the wal-mart money card a popular prepaid debit credit card visit us.

Original article published on SooperArticles.com

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